Privacy Policy

Last updated: 1 January 2025  |  Effective date: 1 January 2025

This Privacy Policy describes how Saventrax ("we," "us," or "our"), operated at saventrax.com, collects, uses, stores, and protects information from visitors to our website. We are committed to protecting your privacy and handling any personal data we collect in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where applicable.

1. Who We Are

Saventrax is an independent analytical and educational platform dedicated to researching savings habits, savings rates, and financial sustainability in countries around the world. We do not offer paid services, sell financial products, or engage in commercial advertising.

For privacy-related inquiries, please contact us at: info@saventrax.com

2. Information We Collect

We collect the following categories of information:

2.1 Information You Provide Voluntarily

When you use our contact form, you may submit:

• First and last name
• Email address
• Organizational affiliation (optional)
• The content of your message or inquiry

We collect this information solely to respond to your inquiry. We do not add you to mailing lists without your explicit consent.

2.2 Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address (anonymized where technically possible)
• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring URL (the page that brought you to our site)
• Date and time of your visit

This information is collected for analytical purposes to understand how our website is used and to improve it. It is not used to identify you personally.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to contact form inquiries and communications
• To analyze website traffic and improve content and user experience
• To ensure the technical security and proper functioning of our website
• To comply with legal obligations

We do not use your personal data for marketing, advertising, profiling, or any commercial purpose.

4. Legal Basis for Processing (GDPR)

Where the GDPR applies, we process personal data on the following legal bases:

• Legitimate interests — processing website analytics data to improve our educational platform
• Consent — where you have explicitly agreed (e.g., cookie consent)
• Contractual necessity — responding to communications you initiate

5. Cookies and Tracking Technologies

We use cookies and similar technologies on our website. For full details of the cookies we use and how to manage your preferences, please see our Cookie Policy.

6. Third-Party Services

We may use the following third-party services, which may collect data according to their own privacy policies:

• Web hosting providers — for server infrastructure
• Analytics services — for anonymized traffic analysis
• Content delivery networks (CDNs) — to deliver fonts and icons (e.g., Google Fonts, Phosphor Icons)

We do not sell, rent, or share your personal data with third parties for their own marketing purposes.

7. Data Retention

We retain personal data only for as long as necessary to fulfil the purpose for which it was collected:

• Contact form submissions: retained for up to 12 months from the date of last communication, then deleted
• Anonymized analytics data: retained for up to 26 months
• Server log files: retained for up to 90 days for security purposes

8. Your Rights

Depending on your location and applicable law, you may have the following rights regarding your personal data:

• Right of access — to request a copy of the personal data we hold about you
• Right of rectification — to request correction of inaccurate data
• Right of erasure — to request deletion of your data where there is no compelling reason to continue processing
• Right to restrict processing — to request that we limit how we use your data
• Right to data portability — to receive your data in a structured, machine-readable format
• Right to object — to object to processing based on legitimate interests
• Right to withdraw consent — where processing is based on consent, you may withdraw it at any time

To exercise any of these rights, please contact us at info@saventrax.com. We will respond within 30 days.

9. Data Security

We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. Our website uses HTTPS encryption. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. Children's Privacy

Our website is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe we have inadvertently collected information from a child, please contact us and we will take steps to delete it promptly.

11. International Transfers

If you access our website from outside the country where our servers are located, your data may be transferred internationally. Where such transfers occur, we take appropriate measures to ensure an adequate level of data protection.

12. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page indicates when the most recent changes were made. We encourage you to review this policy periodically. Continued use of our website following any changes constitutes acceptance of the updated policy.

13. Contact & Complaints

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Email: info@saventrax.com
Website: saventrax.com

If you are located in the European Union and are not satisfied with our response, you have the right to lodge a complaint with your local data protection supervisory authority.